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Calculators How much will my repayments be? How much can I expect to borrow? What if I make extra periodic repayments? What if I make an extra one-time repayment? Principal Costs of Purchasing a Property ANZ calculators Land tax ATO Tax Rulings Australia Post - Mail Redirection Website Government Entities & Industry Bodies Government Entities OSR, NSW (http://www.osr.nsw.gov.au) The web-site of the Office for State Revenue in New South Wales for online help for duties, vendor duty, First Home Benefits in NSW (First Home Owner Grant Scheme and First Home Plus Scheme) and land tax. OSR, Qld (http://www.treasury.qld.gov.au) For information on the First Home Owner Grant, home concessions for transfer duty and home concessions for mortgage duty. OSR, Vic (http://www.sro.vic.gov.au) For informaiton on Land Tax Clearance Certificates, Pay-roll Tax Annual Adjustment (eAA), Land Tax Data Feeds for Municipalities, Land Tax eObjections and Guide to Taxes. Industry Bodies MFAA The Mortgage and Finance Association of Australia (MFAA) is the peak body for Australia 's residential and commercial mortgage industry. Established in 1982, the MFAA works closely with the financial services sector, the Federal Government, and all State Governments, to set the direction and standard for Australia 's mortgage industry. FBAA The FBAA is the peak body for finance brokers in Australia. Consumer Advice and Credit Helplines The contacts for consumer complaints about brokers and consumer credit more generally are as follows: State Revenue Office Victoria: Credit Helpline 03 9602 3800 or 1800 803 800 Consumer Credit Legal Service (contact Credit Helpline for referral) Financial and Consumer Rights Council (for referral to a financial counselling service) 03 9663-2000 New South Wales: Creditline 1800 808 488 (telephone advice on debt/credit, referral to financial counsellor) Consumer Credit Legal Centre 02 9212 4111 ACT: Care Financial Counselling Service 02 6257 1788 South Australia Adelaide Central Mission 08 8202 5180 Para Districts Community Legal Service 08 8281 6911 Western Australia: Financial Counsellors Resource Project (for referral to financial counsellor) 08 9221 9411 Consumer Credit Legal Service 08 9481 7665 Tasmania: Anglicare Financial Counselling Service 1800 243 232 Consumer Credit Solicitor, Hobart Community Legal Service 03 6223 2500 or 1800 232 500 Queensland Treasury: Financial Counselling Services Queensland 073257 1957 Legal Aid Queensland 1300 651 188 Northern Territory: Anglicare Northern Territory Financial Counselling Service 08 8948 2700

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